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Prevention Guidelines to Protect Yourself from Id Theft

Internet Shopping Tips

Id Frauds & Scams

 

 

1.888.736.4570

9am -5pm CST.

 

AMERICAN MYSTIQUE™  is fully committed to offering our Customers the very best products distributed only from Authorized and Licensed American Distributors and/or actual Manufacturers.  Both our Customers, their shopping experience, and our Customers safety is of vital importance to us.

The Valuable Information on this Page is provided to You as an important guideline when purchasing any Product from any Online Retail Outlet or Internet Retail Website.

 

1.   Check for a Telephone Number listed prominently on their Internet Website: 

If you cannot find one:

Exercise Extreme Caution--They are telling you UPFRONT that they have no interest in being bothered by You or Your problems, period.  If the only contact is though Email with no published phone number, there is always the risk they are selling your email address to others.  This can result later in unwanted Spam or Phishing and Pharming Scams.

Full Automation can be a wonderful thing for any Business, but it does have its downside:  Lost Customer Service, or just plain Bad Customer Service.   Be sure to explore all Business Websites to read up on their Customer Service Page, Shipping Page, and their Merchant Policies  If these all important Policies are non-existent or not easily found on their website, then think about doing business elsewhere.

Sloppy Policies can also result in Transaction and Information Fraud.  This is one of the biggest issues and problems facing Auction Websites and their Customers.   More ID Theft and other Transaction Fraud Scams take place on Internet Auction Websites according to the Better Business Bureau.   The Sellers have all the advantages and can easily skip town after receiving the money from the buyer.   Unfortunately, these scam artists reappear with hours using a different name.   Not Ebay or any of the Card Companies have been able to stop them.

If You can find no way to contact the Business:  Any purchasing issues you may have are just this: Your problems.  This is a good sign 'They' want to forget about You after the Sale Transaction.  

Alert!  If the only address shown for the Business is just a P.O. Box:  Conduct Your transaction business with someone else, preferably with someone who is not afraid to publish a Physical Address!

2.   What is their Privacy & Security Policy and their Return & Exchange Policies? 

Check their Website for these important items and be sure to take the time to Read Them carefully!  Not reading them...may cost you money or valuable lost Personal Information after the purchase. 

Some Retail Websites do not allow Returns or Exchanges and many times the customer is in the dark regarding a companies policies.  Ask Them!  After all, it is your Money that is involved here.

Caution--If you look and do not find these Policies published somewhere on the Website, You will be Wise to do business elsewhere.

Extreme Caution--Just in case You did not know, some Auction Sellers from Online Auction Websites such as Ebay are Selling Your Purchasing Information to other Entities.   Some of these Entities engage in ID Theft!  So be very careful who you are dealing with and what information you impart to them.

3.   Never be afraid to call the Business up and ask questions regarding the product you are shopping for:   

Is the Item a "Demo"?  Why is it priced this way?   Does it come with full Warranty?  Where do you get your products?  Who do you buy them from? Can I return it if I do not like it?   

Get Answers if you need them!   Protect yourself by asking questions.  Get the Name of the Individual you talked with, it really helps down the road.

4.   Do not allow someone to sell you Accessories or Extras (such as extra coatings or parts) that should already be in the package or not needed in the first place: 

This practice is called "Stripping" and "Enhancing."  Unfortunately, this ruse has become a common problem on the Internet.  

"They" sell You the Product " dirt cheap", then talk you into buying some "Extras" that you should have received free or are not needed in the first place.  That is how the Business makes up the difference in lost profit.  Those free included 'Extras' were taken from the original box (stripped) and then sold as an extra.

Caution:  You may be buying Contraband here (stolen merchandise) and not know it.

5.   Beware of "Extras" for items, especially Leather Goods.  You should not need any. 

We get asked this question all the time.  If the garment needs extra chemicals to "break it in" or to soften the leather, You should be questioning the tanning process or the thickness of the leather garment to begin with. 

This may indicate a leather garment poorly processed or just plain poor leather to begin with.  It can also be someone trying to get you to spend unneeded dollars.

6.    Know the difference between "The Offered Price" and "Your True Cost" for any Product You purchase:

You will always "Get What You Pay For"!  

Price is the amount you paid for an Item. 

The real Cost for that Item is its Quality and Durability. 

Learn the Lesson:  If you buy Cheap, You are going to get Cheap! 

Paying for Better Quality certainly reduces the true "Cost".  Why buy something You will soon have to replace?  That is your "Cost".  Buying Cheap means: The Price is Low, but your true "Cost" will be Higher.  You are not doing yourself any favors by buying lesser made merchandise. 

7.   Are you buying from a Legitimate Business, or a Scam Artist?  Or are you purchasing from someone who does not care about Customer Security?

Some Retail Websites are Legitimate Businesses, but lets be very real here.  When it comes to protecting your transaction information, there are certain things you can look out for:

1a. Any Legitimate Online Businesses will only ask for the needed amount of information to complete a Transaction and they use a Secured Server such as Authorize. Net

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2a. When making a purchase, look for the little Yellow Padlock Icon or other Secure Symbols on the Transaction Page.  This is when you are actually typing in that vital information, like a Credit Card Number.

1b Caution--If no Secured Field Window or Padlock Icon is present, the Transaction Page is Not Secure!  This puts You and Your Information at Extreme High Risk!  Someone 'out-there'  may be stealing your information and selling it to others without you knowing it.   Back out of the transaction immediately!

2b Caution--If they ask for your Social Security Number, or other unneeded details, back out of the transaction immediately!  No one needs Your S.S. Number to Sell or Ship anything.  And, they do not need any unnecessary information for Contests, Coupons, or Gift Certificates either.

3b Caution--If they will not properly identify themselves over the phone or through Email, then proceed to ask you for unnecessary personal information back out of the transaction immediately!

8.    Keep Your Computer System Clean & always Update & Upgrade your Protection Software! 

With High Speed Internet, more and more Business Website are going to Larger and Higher Pixel Pictures.  Slower or poor running systems may not perform as needed.  Clean your system with Ace Utilities and De-fragment your Computer's Drive Once a Week to allow your system to perform as it was intended.  Use a good Anti-Virus System to protect your systems.  

Higher Speed Internet allows faster intrusion by unwanted information seekers and Intruders.  Keeping your systems updated and upgraded daily or weekly will enhance your ability to browse quickly & safely during online shopping.

Caution--Spyware should be wiped out at least once a week if not each day!  Spyware can be used by other Online Entities to follow You while you surf Online.  It is no different from having an unknown individual following You down a dark alley.  Spyware gathers all sorts of information on You, like where you went online and what links or pictures you clicked.   Spyware can even follow you into your Email.  Plus, different Spyware will accumulate within your computer's programming and cause it to slow down and to run erratically.   Spyware can rang from the very simple to extremely sophisticated, and it  utilized by those who engage in ID Theft.

 Downloading a Good Anti-Spyware Program is a must for today's Online Shopper.

American Mystique urges Customers to always thing twice before they Buy from anyone.  If you always check first, you will always be ahead of the game.

Avoid ID Theft

Id Frauds & Scams

 

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American Mystique

709 East Summit | Fergus Falls | Minnesota |  56537

218.736.4570 direct | 888.736.4570 Toll Free

Email : americanmystique@charter.net

American Mystique  is the registered ® U.S. Trademark of  American Mystique.

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